How Much Does an MRI Cost Without Insurance?
Insurance Tips

How Much Does an MRI Cost Without Insurance?

The advancement of modern technology has paved way for high-quality modern medication and MRI is one of them.

MRI stands for Magnetic Resonance Imaging is used to detect the hard and soft tissues of the body of an individual. It is a process of generating the water in your organs to produce low-level radio waves which makes a 3-D picture of the body part of an individual.

Situations may occur where a medical recommendation is made by a doctor to do MRI. Usually, the cost of an MRI is expensive and if you do not have any medical insurance it can be a bit tough.

In this article, you would learn about MRI costs without insurance and how you can go about it if you are not insured.

SEE ALSO: How to start an Insurance agency as a Beginner

Cost of an MRI Without Insurance?

MRI medical care can be very expensive without insurance coverage. So it is advisable to get health insurance for future purposes.

The average price of an MRI without insurance is $2,600. Although the cost of MRI can vary from place to place depending on the services rendered by your medical specialist.

Why is MRI Expensive?

If you how much does an MRI machine cost? You would equally know why MRI is so expensive.

An MRI machine is highly expensive to purchase given rise to the cost of MRI. It cost over 3 million dollars to get a high-quality MRI machine while the lowest level you could get is 1 million dollars.

Also, the environment to run an MRI machine needs to be well built in other for safety purposes which equally takes quite a huge amount to construct. This also adds up to the cost of MRI.

The contrast dye scan prepared by the specialist creates a fluid that allows specific elements to dwell in the last picture which is another reason why MRI can be so expensive.

The number of medical specialists involved in MRI is enough to inflate the price. It requires a lot of processes and equally involves several specialists like the MRI technician, radiologist, nursing staff, clinic managers, and other staff of the clinic.

SEE ALSO: How to Sell Life insurance Effectively to Customers

Common Uses for MRI

The MRI examination is used to detect cases of:

  • Tumor of the chest, abdomen, and pelvis in a patient
  • Liver diseases
  • Heart complications
  • Malformation of blood vessels and inflammation of vessels
  • Fetus in a pregnant woman

This helps the physician to diagnose the actual treatments needed by the patient.
You will need to take off certain things that might affect the MRI examination such as jewelry, eyeglasses, wigs, hearing aid, and others.

MRI Scan Without Referral

In case you do not know how to get an MRI scan without referral there are certain steps to go about it.

You can organize an MRI filter yourself by booking your personal Private MRI scan without recommendations from the doctor and seeing a specialist if the examination is abnormal.

Furthermore, certain imaging habitats require a physician’s instruction before they can plan your MRI. Therefore, you can review various online websites where you can get a referral from a specialist who will study your case and thereafter deliver the request if it is suitable for the clinic.

SEE ALSO: 15 Top Best Pet Insurance in Canada

How to Get a Cheap MRI Without Insurance

It becomes a challenge if your doctor recommends you go for an MRI and you are not medically insured. All hope is not lost as there are ways you can get a cheap MRI even without insurance.

Avoid the Emergency Room

It is advisable not to get your MRI done in an emergency room as it is the most expensive place to get your MRI done. Maintenance of infrastructures, medical staff, and equipment in an emergency room is usually expensive and they are expected to treat all patients either insured or not.

This system inflates the MRI cost and so for emergency rooms to settle their unpaid bills they have to increase the MRI to cover up their expenses.

Go to a Freestanding Imaging Clinic

A freestanding imaging clinic helps in reducing the cost of your MRI. They usually don’t have the investments made for MRI in big hospitals. Hence, their charge rate is authorized by Medicare which helps to reduce the MRI cost.

SEE ALSO: Is Car Insurance Cheap in British Columbia?

Conclusion

MRI without insurance can be achieved if you follow the directions given in this article. There is a common phrase used by many that goes “there is nothing impossible under the sun” even without health insurance you can get your MRI done.

I hope this article has been able to enlighten you on how to get MRI without insurance. If so, why not comment below so we could share your thoughts with you. Don’t forget to like and share this article we would be pleased if you did.