Personal Banker Job at Stanbic IBTC Bank - NewBalancejobs

Personal Banker Job at Stanbic IBTC Bank

Database Administrator at Stanbic IBTC Bank

Stanbic IBTC Bank

Personal Banker Job at Stanbic IBTC Bank. Please make sure you go through the job requirements before applying for this job.

Stanbic IBTC Bank is a leading African banking group focused on
emerging markets globally. It has been a mainstay of South Africa’s
financial system for 150 years, and now spans 16 countries across the
African continent.

Standard Bank is a firm believer in technical innovation, to help us
guarantee exceptional client service and leading-edge financial
solutions. Our growing global success reflects our commitment to the
latest solutions, the best people, and a uniquely flexible and vibrant
working culture. To help us drive our success into the future, we are
looking for resourceful individuals to join our dedicated team at our
offices.

We are recruiting to fill the position below:

Job Title: Personal Banker

Job ID: 49941

Location: Shauchi, Kano

Job Sector: Financial Services

Job Details: Retail & Business Banking.

Job Purpose

  • Proactively promote a relationship-based offering through operating
    as a dedicated and primary point of contact for the customer in the branch,
    providing banking solutions which meet the customer’s needs in
    accordance with each of the personal banking segment’s value proposition.
  • Provide an efficient personal banking service and support to a
    portfolio of branch-based clients across the Gold, Silver and blue
    segments.
  • Achievement of expansion, cost management, and customer retention targets through a proactive call plan and active cross-selling.
  • Provide customers at the branch with basic day – to – day services.

Key Responsibilities / Accountabilities

  • Retain customers (Blue, Silver, and Gold) as per the criteria
    outlined in the segment value proposition and reflected by the Country
    segment strategy.
  • Liaise effectively with the sales team to ensure seamless transfer
    of clients after the sale has been concluded to relationship management.
  • Conduct a needs analysis with all new and existing customers to
    ensure that product opportunity identified are appropriate to meet the
    customer’s needs and priorities.
  • Conduct a comprehensive calling/contact management programme for all customers aligned with the cost to serve proposition.
  • Pro-actively manage the portfolio to maximize revenue for the Bank
    (referring to fees, margins, and sales), minimize costs and risks, whilst
    maintaining and entrenching the customer’s relationship with the Bank
    appropriately.
  • Pro-actively identify cross-sell opportunities within their own portfolio
    of customers to maximize life cycle opportunities. Be guided by the
    segment value proposition and sales targets as to what the priority
    products are both from a bank and customer perspective.

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Preferred Qualifications and Experience

  • A Bachelor’s degree in any related field.
  • 2 years of banking experience, preferably interfacing with customers.
  • Strong relationship management background.
  • Experienced in upholding the highest levels of service.
  • Experience in completing credit applications successfully.
  • Knowledge/Technical Skills/Expertise
  • Demonstrate high levels of computer literacy – able to
    capture/update customer database, successfully complete product/lending
    applications, ensure credit maintenance, etc.
  • Proficient in Microsoft word and excel.
  • Time management
  • Ability to multi-task
  • Ability to handle matrix reporting.
  • Deep knowledge and understanding of the different personal and segment value proposition.
  • Knowledge of the local market environment and financial issues that may impact the portfolio.
  • Working knowledge of bank systems and operations
  • Thorough understanding of credit principles as well as application and maintenance processes.
  • Knowledge of the bank’s organogram and awareness of relevant reporting lines.
  • Interpret financial statements; assess sources of income and basic
    customer affordability calculations (debt to income ratio, loan to value
    ratio, installment to income ratio, etc).

Method of Application

Interested and qualified candidates should:

Click here to apply

To apply for this job please visit careers.peopleclick.eu.com.

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