Hand written checks involve a more significant risk than electronically written checks, and they might be more challenging to cash; some check cashing locations will not accept handwritten checks.
You have a few options when you need to cash a handwritten check, whether it’s a personal, business, payroll, or other types of check.
A cost of up to $10 or a percentage of the check amount can be expected.
Banks, credit unions, check cashing stores, and retail stores that accept handwritten checks are included below, and those that do not.
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Does Walmart Cash Hand Written Checks?
Unfortunately, Walmart does not cash handwritten checks.
Why Do Some Walmart Not Cash Hand Written Checks?
Handwritten checks (even from corporate accounts) are not accepted at Walmart because they are more likely to be stolen or have insufficient funds in the account.
As a result, Walmart is at risk of suffering significant losses. As a result, it has established a policy of only accepting pre-printed (electronically printed) checks to prevent any danger.
Handwritten checks are not accepted at all Walmart locations, as this varies by state and locale.
You can use the Walmart store finder to double-check before traveling to Walmart.
How Are Hand Written Checks Cashed?
With a valid government-issued photo ID, you can cash a handwritten check at any retailers, banks, or credit unions listed above.
The institution will process the handwritten check as a standard pre-printed check once your identity has been established.
Are There Any Fees For Cashing A Hand Written Check?
Because handwritten checks involve a more enormous risk than electronically written checks, they might be more challenging to cash; some check cashing locations will not accept handwritten checks.
You have a few options when you need to cash a handwritten check, whether it’s a personal, business, payroll, or other types of check.
A cost of up to $10 or a percentage of the check amount can be expected.
Where Else Can You Cash Hand Written Checks?
Banks and credit unions are generally more ready to cash checks written by account holders than checks written by non-customers.
If you have an account with a bank or credit union, you should be able to cash or deposit a handwritten check there. Your bank or credit union will not charge you a check-cashing fee.
If you don’t have a bank account and need to cash a handwritten check, you can still do it for a fee.
Bringing the handwritten check to the issuing bank, which will typically cash it, is your best bet.
We’ve included information on check cashing fees and other requirements for non-customers in the list of banks and credit unions that cash these types of checks below.
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A list of banks and credit unions that will accept a handwritten check can be found here:
- Chase Bank
- Wells Fargo
- Bank of America
- Regions Bank
- HSBC
- Bank of the West
- First National Bank
- PNC Bank
- Navy Federal Credit Union
- Chartway Federal Credit Union
You can also get your handwritten check cashed (for a fee) at any of the following check-cashing locations:
- Check Into Cash
- Mr. Payroll
- ACE Cash Express
- PLS Check Cashing
- Money Mart
- United Check Cashing
- Speedy Cash
It is preferable to contact any of these establishments, banks, or credit unions ahead of time to inquire about the requirements for cashing a handwritten check and the fees they charge.
Places That Don’t Cash Hand Written Checks
During our investigation and conversations with several businesses, we discovered that the following companies do not accept handwritten checks:
- Albertsons (as previously reported)
- ALDI
- BJ’s Wholesale Club (as previously reported)
- Copps
- Costco (as previously reported)
- CVS (as previously reported)
- Dollar General (as previously reported)
- Food 4 Less
- Food Lion (as previously reported)
- JayC Foods
- Jewel-Osco
- Kroger (as previously reported)
- Sam’s Club (as previously reported)
- Trader Joe’s
- Walgreens (as previously reported)
- Walmart
- Whole Foods
- Winn-Dixie (as previously reported)
SEE ALSO: Can You Exchange Formula at Walmart in 2022?
Conclusion
As said earlier, handwritten checks (even from corporate accounts) are not accepted at Walmart because they are more likely to be stolen or have insufficient funds in the account.
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