How to Activate Fidelity Bank USSD Code for Transferring Money

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As a customer of Fidelity Bank, one of the valuable tools at your disposal is the USSD code for quick balance checks, airtime top-ups, and money transfers.

You must register for the mobile banking service to activate the USSD code and unlock the ability to transfer funds to other Fidelity Bank accounts.

The process is straightforward and only takes a few minutes to complete. With the USSD code active, you gain more control over your accounts without visiting a branch.

Take advantage of the mobility and security this service provides.

Requirements to Activate your Fidelity Bank USSD Code

To activate the Fidelity Bank USSD code on your phone and start using it, make sure you meet the following requirements:

You must have a Fidelity bank account.
You need to possess an ATM Debit card.
Ensure that you are using the phone number linked to your bank account.
Have sufficient airtime on your mobile network to cover the network charge. This applies to MTN, Glo, Airtel, or 9 Mobile networks.

How to Activate Fidelity Bank USSD Code for Transfering Money

Fidelity Bank USSD code allows you to transfer money, pay bills, and buy airtime from your phone without using the internet or App.

This convenient service can save you loads of time and hassle. You must first activate the service to transfer money using the Fidelity Bank USSD code.

The USSD code for Fidelity Bank money transfer is *770#. To activate the service:

Dial *770# on your phone
Enter your Fidelity Bank account number
Enter your mobile number registered with the bank
Create a 4-digit PIN to use for subsequent transactions
Confirm your PIN

Once activation is successful, you will receive an SMS confirming your enrollment in the service.

You can now use the USSD code to transfer money from your Fidelity Bank account to other accounts, pay bills, buy airtime, and perform other transactions.

How to Transfer Money with Fidelity Bank USSD Code

Dial *770# and enter your 4-digit PIN
Select “Transfer Money” from the menu
Enter the account number of the recipient
Enter the amount you want to transfer
Confirm the details of the transaction and enter your PIN to authorize the transfer
You will receive an SMS notification once the transfer is complete

A short format would be dial *770*ACCOUNT*AMOUNT# Example From your phone, dial *770*5050123456*10000# to transfer

The Fidelity Bank money transfer USSD service allows you to transfer up to ₦20,000 daily.

Transfers between Fidelity Bank accounts are instant, while transfers to other banks usually take up to 30 minutes to reflect. The service is available 24 hours a day, 7 days a week.

Using the Fidelity Bank USSD code is a convenient way to transfer money without visiting a branch or using an ATM.

However, for your security, do not share your PIN or account details with anyone. If you notice any unauthorized transactions, contact your branch immediately.

How to Open a Fidelity Bank Account Using *770#

To open a Fidelity Bank account through *770*#, follow these straightforward steps:

Dail *770*01#
Enter your BVN and press send
Write your first name and press Send
Write your middle name or press send (even if you don’t have one, just press send)
Input your last name.
Select your gender.
Input your date of birth.
Press 1 to verify your details and continue.

How To Pay Bills Using Fidelity Bank USSD Code

Make bill payments easily and conveniently through *770# Instant Banking, covering services like DStv, Swift 4G, NairaBet, LCC Toll, and more.

Say goodbye to the stress of traditional bill payments with traffic, queues, and delays. With *770#, you can effortlessly handle your bills without an internet connection.

To pay a bill, simply dial *770*CODE*SMART CARD NUMBER*AMOUNT#. For instance, to pay for a ₦5500 DStv plan, dial *770*1099*41234567890*5500# from your phone.

How to Change Your PIN With Fidelity Bank USSD Code

Easily update your PIN within seconds using *770# Instant Banking. Whether you suspect your PIN is compromised, need to reset it for security reasons, or simply want to change it, you can take control and secure your Instant Banking Channel with these straightforward steps:

To change your PIN, dial *770*00# through your phone.

Fidelity Bank USSD Short Codes

Here are the various USSD banking codes for Fidelity Bank:

Transfer money to a Fidelity bank account: Dial *770*Recipient’s Nuban Account Number*Amount#
Transfer money to other bank accounts: Dial *770*Recipient’s Nuban Account Number*Amount#
Buy airtime for yourself: Dial *770*Amount# to purchase recharge for MTN, Glo, Airtel, or 9 Mobile.
Buy airtime for others: Dial *770*Recipient’s Phone Number*Amount# to purchase recharge for MTN, Glo, Airtel, or 9 Mobile.
Withdraw cash from ATM without a Debit Card: Dial *770*8*Amount#, then follow the on-screen prompts for a cardless withdrawal.
Pay bills: Dial *770# and follow the on-screen prompts.
Check your Fidelity bank account balance: Dial *770*0#
To block your Debit card: Dial *770*911#
Open a Fidelity bank Account: Dial *770*01#

FAQs

What is the Fidelity Bank USSD Code?

To access Fidelity Bank’s mobile banking, you must know their USSD code. USSD stands for Unstructured Supplementary Service Data.

It’s a communications protocol GSM cellular telephones use to communicate with the mobile network operator’s computers. Fidelity Bank’s USSD code is *770#.

What Services Can I access with the Fidelity Bank USSD Code?

Once activated, Fidelity Bank’s USSD code provides you access to various mobile banking services like:

Account balances for your savings, current, fixed deposit accounts
Airtime recharge for all major networks
Transfer funds between your Fidelity Bank accounts
Pay bills, including utilities, cable TV, etc.
Check transaction history and account statements

Is There a Charge to Use the Fidelity Bank USSD Service?

Fidelity Bank charges fees for money transfers using the *770# instant services. The service charges for Fidelity Instant Banking (*770#) are as follows:

Balance Enquiry: 20
Intra-bank Transfer: N0-N5,000 – N10, Above N5,000 – N25
Interbank Transfer: N0-N5,000 – N10 + VAT, Above N5,000 – N25 + VAT
Bill Payments: 105

How Secure is the Fidelity Bank USSD Service?

Fidelity Bank uses industry-standard encryption and security protocols to keep your accounts and transactions safe when using the USSD service.

Your accounts can only be accessed using your phone number, account number, BVN, and the PIN you create. Be sure to keep your PIN private and confidential.

Read Also: Does Afterpay Accept Chime?

Conclusion

Using Fidelity’s USSD banking, you can access your accounts and send money whenever and wherever, 24/7.

It’s ideal if you have an emergency or just want to pay a friend or family member quickly.

Activating the USSD code is the first step to unlocking the potential of your Fidelity Bank accounts and building a financial system that works for your needs.

No more waiting in long lines at the bank or dealing with their limited business hours. You have the freedom to manage your money on your schedule.