Loan Officer – SME at Alert Microfinance bank

Loan Officer – SME at Alert Microfinance bank. Please ensure you read the job requirements before applying for this position.

Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.

We are recruiting to fill the position below:

Job Title: Loan Officer – SME
Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

• Market loan products and process loan applications for a small-to-medium enterprise.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client base.
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Key Requirements

• Minimum of a B.Sc. or its equivalent in Marketing or related field.
• Ability to disburse SME and Microloans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default
• Minimum of 2 – 3 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience
• Good knowledge of Lagos Island and Mainland markets

Skills:

• Detailed and target-oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal-oriented.

Method of Application

Interested and qualified candidates should send their CV to: [email protected] using the “Loan Officer – SME” as the subject of the email.

Note: Only qualified candidates will be shortlisted

Application Deadline  

6th July, 2021.