Lighting Finance Technology Nigeria Limited
Loan Officer at Lighting Finance Technology Nigeria Limited. Please ensure you read the job requirements before applying for this position.
Lighting Finance Technology Nigeria Limited is a Loan and Credit Facility Organization in loans to individuals etc.
We are recruiting to fill the position below:
Job Title: Loan Officer
Location: Oregun / Ikeja – Lagos
Employment Type: Full-time
Job Brief
- We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business.
- You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
Responsibilities
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements
- BS Degree in Finance, Economics or a related field
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Excellent communication and interpersonal skills
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment
Salary
N35,000 – N60,000 / month.
Application Closing Date
10th July, 2021.
How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.