Everyone in any field needs one form of insurance protection or the other, even yoga teachers are not left out. Either you are teaching Yoga online or in person, or as an independent contractor or as part-time, or full-time In a Yoga studio, investing in Yoga insurance is always a good idea.
Most insurance companies offer discounted prices to post-graduate students and teachers in their first year. With so many insurance companies offering the same policies, But it is important to understand the different types of liabilities.
Difference Between General and Professional Liability
General liability insurance is called slip and fall insurance because it covers you when one of your students injures himself during one of your classes in a way that is not part of your instructions.
While professional liability is also known as malpractice insurance, this type of insurance coverage protects you against claims that blame your alignment cues, adjustment, and even injury and any damage.
Cheap Yoga Insurance
1. Be Yogi Insurance Company
This is all-encompassing Insurance coverage. The copy covers you wherever you teach either as an online tutor or a pre-recorded video or onsite. It protects whichever way cos their coverage is all-inclusive.
2. Alternative Balance
This offers four membership levels to fit the insurance needs of the students, the independent contractor, and employers in the yoga insurance industry. Their membership offer includes liability insurance, business tools, and much more. They have a wide range of coverage as well as premiums services that are available at extra expenses.
3. Alliant Pro
This is a combination of Yoga alliance and Alliant Insurance. Their coverage is tailored to meet the needs of yoga teachers who work in the studios either as employees or independent contractors who are teaching at the home of children or at venues.
Aside from offering individual policies to the yoga teachers, they offer separate policies for the studios and venues and the yoga schools as well.
4. The Yoga Teachers Journal
This offers both full-time and part-time insurance and membership options to their members. The membership includes online courses, premium content, discounts, and lots more
5. NACAMS Yoga Teachers Insurance
They cover more than 350 disciplines and modalities which include professional and general liability. It provides access to yoga teachers on liability insurance, massage therapist, and lots more. They offer instant coverage at the checkout point.
Conclusion
Yoga insurance for teachers is a necessity, that’s why most teachers go into it even during their training periods because of how advantageous it is and also very affordable.
The general and professional liability coverage gives them a lot of confidence to continue in their work both online and in their studio. As a yoga teacher, endeavor to get yoga insurance.