Is DeadHappy Insurance (deadhappy.com) a Scam or Legit?
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Is DeadHappy Insurance (deadhappy.com) a Scam or Legit?

Wait before I proceed let’s get this straight, the word deadhappy can be scary isn’t it? Yes, that’s it but the truth is no one wished to die leaving his family behind devastated, and still having to clear debts for you.

That’s not our focus today though. One major question that runs through your mind when you stumble on your need and can only be accessible online is, “Is it Legit or a Scam”?

Dead happy is a legit online insurance offering their coverage through legitimate life insurance companies – Gen Re, in particular, has been a pretty reputable company.

DeadHappy’s product is called a “lifeline.  “It guarantees your coverage for 10 years and can be renewed within every 12 months with a minimum of 5% and a maximum of 8% of the lifeline at any time within those 10 years by reapplying.

If you’re in your 20s to 30s, you’re probably in the “getting married zone,  building your first house, and maybe starting a family” phase of your life.

You will have kids and a mortgage, both of which you cater for. If peradventure you die, your spouse will need financial help. You’re going to live to old age, but have life insurance that covers your mortgage, funeral, charity donation, or luxury for your family, just in case.

DeadHappy, from research, has sold out over 1000 plans and has over 700 reviews and there is this saying that 100 persons can’t be wrong.

Although, there is a notification button I’d throw up to people who are looking up to take this life insurance system.

The Truth About the  Online System

Quick online-only applications don’t go down well with people that have health issues because it’s hard for an online database to determine their risk, and policies that don’t require a medical exam are normally higher priced than policies that do, for the same reason – so the insurance company can assess your health risk.

See One Of the Customer’s Reviews:

 “I have been looking for life insurance for a while and couldn’t decide where to go. Saw an ad for Dead Happy and thought I would check it out. From the reviews I read, I was sold! So far I am super impressed and have recommended them to others.”

During the Protection Review Annual Conference, DeadHappy won an award for innovation which made them stand out as unique amongst many other life insurance companies. 

Click here to watch

What Makes Dead Happy Stand out

Their mission is to deliver a life insurance product with a price difference. Cheaper, flexible, and quicker insurance plan to cover up your mortgage, charity donations, your funeral, and family comfort.

Currently, the life insurance process allows you to answer four medical questions to access your risk and to obtain cover within 5 minutes.

The positive feedback has been overwhelming to wanting to conclude that DeadHappy is legit with an NPS of 86 and a Trustpilot score of 4.9 from more than 700 reviews.

From research, DeadHappy philosophy accepts the fact that you are likely not going die younger until ripe old and therefore, allows you to pay a lesser amount based on your gender. A male gender will likely pay higher than the female gender.

How DeadHappy Insurance Works

This life insurance, allows you to reset your 10year coverage plan back to the start every 12 months and ask you a few medical and lifestyle questions to know your health risk stage.

This can be done every year till you are 60, leaving you to enjoy the coverage for extra 10 years before you can now do a full coverage renewal.

The most beautiful part of this is, only 5-8% premium ratings will be charged each year based on your present life so you will not have to pay coverage you don’t need yet.

DeadHappy was launched in February 2019, promising to radically change the way life cover is being done. If to some extent there is no truism, she would not have walked down with the award for innovation during the Protection Review Annual Conference this year.

The deadhappy.com indicates the site is legit or a scam. However, we cannot guarantee that the site is a scam because many websites look legit but are sometimes fact fake.

Before you shop at any online site you are not sure about, do your due diligence research.

If this content has helped you get clarity to your doubt, use the comment space below to express.